Best Tips For Buying and Selling
Are you looking to buy? Lenders are paying close attention to buyers' ability to repay a loan, according to FindLaw.com, the nation's leading legal information website. The generally accepted principle is that no more than 30 percent of a household's take-home income should go toward the principal, interest, taxes and insurance.
Get a pre-approval letter. Home sellers want to know that you can get a loan to buy their home. It's OK to window shop, but don't make any offers unless you are certain you can obtain financing. After shopping around for a financial institution, get pre-approved for a home mortgage. Showing a seller a pre-approval letter will increase your chances of your offer being accepted. And don't be surprised if the seller or his real estate agent contacts your loan officer to verify that you've been pre-approved.
Learn about the neighborhood. When you buy a home, you're also buying into a community. Start your home search by first targeting a neighborhood where you want to live. Avoid neighborhoods where homes are not being kept up, or yards are full of old cars and junk. Check out the schools, too. Great schools attract families, and keep up home values. Avoid busy streets, homes under flight patterns or near railroad tracks. And contact the local police department for crime statistics and the location of nearby sex offenders.
Blog Archive2019-02-15 16:47:47
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